Investors have to bear the credit and insolvency risks of the Bank, and you could lose all of your investment.
This product is not secured by any collateral, hence no first priority of claim to the proceeds of the collateral realized.
It is not covered by the Investor Compensation Fund, not equivalent to nor should they be treated as a substitute for fixed deposit.
This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.